Insurance Reports: What You Need to Know

When buying a home, one of the key steps in securing insurance is providing the necessary details about the property. Many insurance companies require specific information about a home before issuing a policy, and that’s where an Insurance Report from Just Call Joe Inspections comes in. Best part, it's free!

What is an Insurance Report?

An Insurance Report is a separate document from a standard home inspection report. It provides only the essential details that an insurance provider needs to assess the home—without overwhelming them with unnecessary information.

What’s Included in an Insurance Report?

This report covers factual details about the home, such as:

✔️ The age of the house

✔️ Square footage

✔️ Type of roofing, plumbing, electrical, and HVAC systems

✔️ General construction materials used in the home

Unlike a full inspection report, the Insurance Report does not assess functionality or provide recommendations—it simply outlines the facts.

Why Do You Need an Insurance Report?

Most often, homebuyers need an Insurance Report to provide their insurance company with basic property details before securing coverage. Since these reports contain only the necessary facts, they ensure that insurers get the answers they need—without extra details that could complicate the process.

How is This Different from a Home Inspection Report?

A home inspection report is a comprehensive evaluation of a home’s condition, identifying potential issues and areas of concern. An Insurance Report, on the other hand, is strictly factual—it does not indicate whether systems are functional or in need of repair.

At Just Call Joe Inspections, we provide FREE Insurance Reports with our home inspections that can be sent directly to your insurance provider. If you’re purchasing a home and need to answer your insurance company’s questions, we’ve got you covered!

📞 Contact us today to schedule your inspection!

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